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Financing

First Choice Mobile Home Sales is a full service broker for both Buyers and Sellers. Most closings take place at our main office.

We partner with several manufactured home lenders specific to the industry. We will assist you in the credit application process once we have an executed purchase agreement. Credit applications are available from your agent.

Considerations for financing include:

Down Payment

 

Credit Score

 

Debt to Income Ratio

 

Appraisal

 

Bankruptcy - 2 years with reestablished credit

 

Foreclosure or short sale - 3 years

 

Paperwork needed during approval process:

$

Proof of Income

 

$

Award letters for pension, social security benefits, disability benefits, and/or child support

 

$

Bank statement showing verification of down payment

 

$

Park approval in writing

 

$

Closing funds to be in a certified check. We do not do wire transfers, or accept cash or personal checks.