First Choice Mobile Home Sales is a full-service broker for both Buyers and Sellers. Most closings take place at our main office.
We partner with several manufactured home financing lenders specific to the industry. We will assist you in the credit application process once we have an executed purchase agreement. Credit applications are available from your agent.
Considerations for financing include:
Debt to Income Ratio
Bankruptcy - 2 years with reestablished credit
Foreclosure or short sale - 3 years
Paperwork needed during approval process:
Proof of Income
Award letters for pension, social security benefits, disability benefits, and/or child support
Bank statement showing verification of down payment
Park approval in writing
Closing funds to be in a certified check. We do not do wire transfers, or accept cash or personal checks.